Disclaimer

Article 1 – Purpose

Arabcrowdfunding.com publishes general information about crowdfunding, alternative finance, Islamic finance, startup investment and SME funding across North Africa and the Middle East. Content is informational only.

Article 2 – No Financial Services

The website is neither a bank, crowdfunding operator, lender, investment intermediary nor charity. It does not collect funds, manage campaigns, execute transactions or arrange investments.

Article 3 – No Personalised Advice

Published information does not constitute individual financial, investment, legal, tax or religious advice. Users should consult qualified professionals before making financial commitments.

Article 4 – Accuracy of Information

Platform conditions, fees, financing terms, expected returns, investment limits and regulations may change. The publisher does not guarantee the continuing accuracy or completeness of published information.

Article 5 – No Guarantee of Financing or Returns

The presentation of a crowdfunding platform does not guarantee fundraising success, repayment, capital protection, investment returns or Sharia compliance.

Debt crowdfunding involves default risk; equity investments may result in total capital loss; donations generally provide no financial return.

Article 6 – Limitation of Liability

To the extent permitted by applicable law, the publisher is not responsible for independent third-party investments, unsuccessful campaigns, borrower defaults, platform failures, misuse of donated funds or financial losses resulting from users' decisions.

Nothing excludes liability that cannot legally be excluded, including liability for fraud or fraudulent misrepresentation.

Article 7 – Content Updates

The publisher may modify, correct or remove content. Users should obtain current information directly from platforms, financial institutions and relevant authorities before entering transactions.

Article 8 – External Links and Advertising

Links to crowdfunding platforms, banks, investment providers and charities do not constitute certification, endorsement or personalised recommendations. Advertising is separate from editorial content.

Article 9 – Legal Rights and MENA Regulations

All applicable statutory rights remain protected.

Crowdfunding activities are subject to national regulations, licensing and investor-protection requirements. These differ across MENA jurisdictions, including Morocco, Saudi Arabia, the United Arab Emirates, Bahrain and Tunisia.

Cross-border fundraising must comply with applicable financial, taxation, anti-money-laundering and investment regulations.

Article 10 – Editorial and Religious Independence

Accessing the website creates no contractual investment, fundraising, brokerage or advisory relationship.

Mentioning financial institutions, regulators or Sharia supervisory bodies does not establish any partnership, authorisation or religious certification.

Article 11 – Fraud Prevention

Users should verify the identity, registration and regulatory authorisation of crowdfunding platforms, project promoters and financial service providers.

Particular caution is recommended regarding fraudulent investment platforms, fake charitable campaigns, misleading Sharia-compliance claims, unrealistic guaranteed returns and suspicious advance-payment requests.

Investors should examine contractual terms, project disclosures, fees, repayment arrangements and financial risks before contributing.

The website does not guarantee third-party offers or transactions. Mandatory legal liability provisions remain applicable.